To land a good job, professional application documents are necessary. A typical application consists of a cover letter and a CV (curriculum vitae, sometimes called résumé). Often, you also want to include reference letters or letters of recommendation.
Inflation is the reason why elder generations like to complain about today's prices - even if nothing really has changed. But when and how should you consider it in your financial model?
Sometimes, you will need to derive interest rate assumptions from your financial model. The big agencies make their rating methodologies a secret, but there are quick and dirty approaches such as Altman's Z-Score. Continue reading "Modelling Credit Ratings"